The Best Debit Cards for Kids In 2023

There are so many debit cards on the market these days that it can be hard to decide which one is right for your child. But with so many options to choose from, there’s definitely a card out there that’s perfect for your little one. Some debit cards come with cool features like rewards programs or cash-back bonuses. Others have low fees and no minimum balance requirements. So how do you decide which card is right for your child?

Here are a few things to consider:

  • What type of purchases does your child make most often?
  • Does your child need a card that can be used internationally?
  • Is your child comfortable using a computer or smartphone to manage their account?
  • How much money do you want your child to be able to spend each month?

Once you’ve answered these questions, you’ll be able to narrow down the choices and find the perfect debit card for your child.

So, if you’re looking for a debit card that will teach your child about responsible money management, then the best option is probably a card that comes with a prepaid spending limit. This will help your child learn how to budget their money and stay within their limits.

Another great option for kids is a debit card that offers rewards. This can be a great way to incentivize good financial behavior and encourage your child to start building up their credit history early on. Some of the best debit cards for kids when it comes to rewards are those that offer cash back or travel rewards.

Whatever type of debit card you choose for your child, make sure to always monitor their spending and help them stay on track financially. With the right card and some guidance, your child can start learning important financial skills at a young age and set themselves up for a bright financial future!

Here are some popular debit cards available for your child


A Step account is a great way for teens and kids to start building their credit without overspending or paying interest. One of the best features of a Step account is that there are no monthly fees. It’s never too early to start thinking about your credit score. Step offers a great way for teens and kids to start building their credit history without having to worry about overspending or paying interest. Plus, Step account holders can earn cashback rewards on their purchases and even start investing in crypto. And, because Step is a bank, parental controls and management are easy to set up and use. Just be sure that the child you’re opening an account for is at least 6 years old.

Step Special Features:

  • No monthly fees
  • Helps teens build credit without interest charges
  • Cashback rewards and crypto investing


Greenlight is the perfect way for parents to manage their kids’ prepaid debit cards from their phones with flexible parental controls. With Greenlight, parents can control how and where their kids spend their money, as well as transfer money to them in real-time. With real-time transfers, investing for kids, and a $4.99 monthly fee, Greenlight is the perfect way to help your child learn about money and responsible spending. kids can start investing for their future with Greenlight’s unique investment platform, which is tailored specifically for those aged 1 to 17 years old. Sign up today and get your first month free!

Greenlight Special Features:

  • Parental controls
  • Real-time transfers
  • Investing for kids


GoHenry is a reloadable card that kids can use to shop in-store and online. Parents control the spending limits and can also see where their kids have been spending money. There are interactive tools that teach kids money management skills, and parents can access all of GoHenry’s features for free for 30 days. The card is suitable for kids aged 6 to 18 and costs $4.99 per month thereafter.

The GoHenry debit card is the best debit card for learning through games because it allows kids age 6 to 18 to play interactive Money Missions and win virtual badges. You can also customize the appearance of your card with different pictures, patterns, and colors. You get to decide where your kid can use the card — online, in stores, or at ATMs — and can view where and when they spend it in the mobile app. The GoHenry card offers a 30-day free trial and lets you set up recurring or one-time chores, each with its own dollar amount. You’ll also never have to worry about overdraft fees because purchases that will exceed your child’s balance will automatically be declined.

GoHenry Special Features:

  • Set spending limits for specific stores
  • Interactive tools that teach kids money management skills
  • Access all of Gohenry’s features for free for 30 days


Mazoola is an excellent option for parents who want to give their children a debit card. There are no monthly fees in the first year, and the app is Coppa-certified, meaning that it is safe for children to use. Mazoola also allows parents to set spending limits by store and on a daily, weekly, or monthly basis. This makes it easy to keep track of how much money your child is spending. The Mazoola card is available for children of any age. Mazoola is free for the first 12 months but after the first year, there is a $4.95 monthly fee.

Mazoola Special Features:

  • Enjoy no monthly fees in the first year
  • Coppa-certified app that keeps your child’s information safe
  • Set spending limits by store and on a daily, weekly or monthly basis

The perfect debit card for your child is out there waiting to be found. With the right research and a little bit of preparation, you can easily find one that meets their needs and helps them start learning financial responsibility. Make sure to compare fees, rewards programs, and other features when looking at different cards so you can make an informed decision. Don’t forget to talk to your bank or credit union about special accounts and deals they may offer, too. With the right debit card in hand, you can help your child learn essential money management skills before they even enter adulthood! Good luck in your search for the perfect debit card for your child!

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By Joseph C
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1 year ago

Thanks for the share! Great blog post @faveplus

1 year ago

Great info!

Debit Cards for Kids
10 months ago

Features such as parental controls, budgeting tools, and incentive programs are discussed in this piece, along with recommendations for the best debit cards for children. In-depth analyses of each card are provided, along with specifics on fees, spending caps, and more. This post is full with helpful information for parents looking for a simple and stress-free way to teach financial responsibility to their children.

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